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Transitional In-Network Care Election

IRC §9818

Allows patients with serious conditions to continue receiving care at in-network rates for up to 90 days after a provider leaves the plan's network.

Eligibility

Available to 'continuing care patients' (pregnant, terminally ill, or undergoing treatment for serious/complex conditions) when a provider's contract is terminated.

Frequently Asked Questions

Who is eligible for the Transitional In-Network Care Election?

Available to 'continuing care patients' (pregnant, terminally ill, or undergoing treatment for serious/complex conditions) when a provider's contract is terminated.

How does the Transitional In-Network Care Election work?

Allows patients with serious conditions to continue receiving care at in-network rates for up to 90 days after a provider leaves the plan's network.

What law authorizes the Transitional In-Network Care Election?

The Transitional In-Network Care Election is authorized under IRC §9818 of the Internal Revenue Code (Title 26, United States Code).

Statutory Text — IRC §9818

Source: Internal Revenue Code, Title 26, United States Code

§ 9818. Continuity of care(a) Ensuring continuity of care with respect to terminations of certain contractual relationships resulting in changes in provider network status(1) In generalIn the case of an individual with benefits under a group health plan and with respect to a health care provider or facility that has a contractual relationship with such plan for furnishing items and services under such plan, if, while such individual is a continuing care patient (as defined in subsection (b)) with respect to such provider or facility—(A) such contractual relationship is terminated (as defined in paragraph (b)); (B) benefits provided under such plan with respect to such provider or facility are terminated because of a change in the terms of the participation of such provider or facility in such plan; or (C) a contract between such group health plan and a health insurance issuer offering health insurance coverage in connection with such plan is terminated, resulting in a loss of benefits provided under such plan with respect to such provider or facility; the plan shall meet the requirements of paragraph (2) with respect to such individual. (2) RequirementsThe requirements of this paragraph are that the plan—(A) notify each individual enrolled under such plan who is a continuing care patient with respect to a provider or facility at the time of a termination described in paragraph (1) affecting such provider on a timely basis of such termination and such individual’s right to elect continued transitional care from such provider or facility under this section; (B) provide such individual with an opportunity to notify the plan of the individual’s need for transitional care; and (C) permit the patient to elect to continue to have benefits provided under such plan, under the same terms and conditions as would have applied and with respect to such items and services as would have been covered under such plan had such termination not occurred, with respect to the course of treatment furnished by such provider or facility relating to such individual’s status as a continuing care patient during the period beginning on the date on which the notice under subparagraph (A) is provided and ending on the earlier of—(i) the 90-day period beginning on such date; or (ii) the date on which such individual is no longer a continuing care patient with respect to such provider or facility. (b) DefinitionsIn this section:(1) Continuing care patientThe term “continuing care patient” means an individual who, with respect to a provider or facility—(A) is undergoing a course of treatment for a serious and complex condition from the provider or facility; (B) is undergoing a course of institutional or inpatient care from the provider or facility; (C) is scheduled to undergo nonelective surgery from the provider or facility, including receipt of postoperative care from such provider or facility with respect to such a surgery;

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