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DEDUCTION LOW SAVINGS INDIVIDUAL|INVESTOR

Annuity Sale Basis Floor

IRC §1021

Ensures that the adjusted basis of an annuity contract cannot be reduced below zero for the purpose of calculating gain or loss upon sale.

Eligibility

Applies to any taxpayer selling an annuity contract where cumulative tax-free returns of investment might otherwise have reduced the basis to a negative number.

Frequently Asked Questions

Who is eligible for the Annuity Sale Basis Floor?

Applies to any taxpayer selling an annuity contract where cumulative tax-free returns of investment might otherwise have reduced the basis to a negative number.

How does the Annuity Sale Basis Floor work?

Ensures that the adjusted basis of an annuity contract cannot be reduced below zero for the purpose of calculating gain or loss upon sale.

What law authorizes the Annuity Sale Basis Floor?

The Annuity Sale Basis Floor is authorized under IRC §1021 of the Internal Revenue Code (Title 26, United States Code).

Statutory Text — IRC §1021

Source: Internal Revenue Code, Title 26, United States Code

§ 1021. Sale of annuities In case of the sale of an annuity contract, the adjusted basis shall in no case be less than zero. (Aug. 16, 1954, ch. 736, 68A Stat. 302.)